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Foreclosure Attorneys in Ramsey, NJ

Directory of foreclosure attorneys in Ramsey, New Jersey. Verify credentials with the state bar before hiring.

4 attorneys listed
Updated May 2026
Ramsey, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of New Jersey before hiring.
Showing 4 foreclosure attorneys in Ramsey, NJ Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Irina S. Shea, Attorney at Law, LLC
88 W Main St, Ramsey, NJ 07446
(201) 327-7000 irinashea.com
Law Office of Benjamin B. Cooper
47 N Franklin Tpke, Ramsey, NJ 07446
(201) 258-7374 benjamincooperlaw.com
Law Offices of Debra Kradjian Stephans, LLC
900C Lake St Suite 10, Ramsey, NJ 07446
(201) 962-2040 dkslawllc.com
Law Office of Janet P. Gerard
60 N Central Ave, Ramsey, NJ 07446
(201) 995-1400 rymap.org

Facing foreclosure in Ramsey, New Jersey can be stressful, but a local attorney can help you understand your rights. New Jersey is a judicial foreclosure state, meaning lenders must file a lawsuit in Superior Court to foreclose on your home. An attorney can review your case, negotiate with your lender, or represent you in court to explore options like loan modification or short sale.

What Does a Foreclosure Attorney in Ramsey Cost?

Foreclosure attorney fees in New Jersey typically range from $2,500 to $5,000 for a straightforward case, though complex cases may cost more. Some attorneys charge a flat fee for representation, while others bill hourly at rates between $250 and $500 per hour. Additional costs may include court filing fees and title search expenses. This is general information and not legal advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.

Frequently Asked Questions

How long does a foreclosure take in New Jersey?
In New Jersey, the foreclosure process typically takes 9 to 12 months from the initial filing to a sheriff sale. However, delays can occur due to court backlogs or if you file a response. The timeline also depends on whether you pursue loss mitigation options.
What is the redemption period in New Jersey?
New Jersey law does not provide a statutory right of redemption after a foreclosure sale. However, you may have the right to redeem your property before the sheriff sale by paying the full amount owed, including fees and costs. This right ends once the sale is confirmed by the court.
Can I stop a foreclosure in Ramsey New Jersey?
Yes, you may be able to stop a foreclosure by filing an answer to the complaint, applying for a loan modification, or filing for bankruptcy. An attorney can help you determine which option fits your situation. Acting quickly is important because deadlines in New Jersey foreclosure cases are strict.