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Foreclosure Attorneys in Panama City Beach, FL

Looking for a foreclosure attorney in Panama City Beach? Review the directory below to compare your options.

2 attorneys listed
Updated May 2026
Panama City Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of Florida before hiring.
Showing 2 foreclosure attorneys in Panama City Beach, FL Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
The Law Office Of Lucy C. Collins, P.A.
12805 Hutchison Blvd, Panama City Beach, FL 32407
(850) 588-6018 lucycollinslaw.com
Brian D. Hess
9108 Front Beach Rd, Panama City Beach, FL 32407
(850) 235-3004 pcblaw.net

Foreclosure attorneys in Panama City Beach help homeowners facing mortgage default navigate Florida foreclosure law. Florida is a judicial foreclosure state meaning lenders must file a lawsuit and obtain a court order to foreclose. A local attorney can review your case for possible defenses such as improper loan servicing or violations of the Florida Fair Foreclosure Act.

What Does a Foreclosure Attorney in Panama City Beach Cost?

Foreclosure attorney fees in Florida typically range from 1500 to 5000 dollars for a contested case. Some attorneys charge a flat fee while others bill hourly at 200 to 400 dollars per hour. The cost depends on case complexity and whether the case goes to trial. This is general information and not legal advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.

Frequently Asked Questions

How long does a foreclosure take in Florida?
A foreclosure in Florida typically takes 6 to 12 months from the initial filing to a final judgment. The process can be longer if the homeowner files a response or bankruptcy. Florida law requires a 30-day pre-foreclosure notice before the lender can file a lawsuit.
What defenses can I use against foreclosure in Florida?
Common defenses include showing the lender did not follow proper procedures or lacks standing to foreclose. You may also challenge the loan documents for errors or argue that the lender failed to offer a loan modification in good faith. Florida law allows homeowners to raise these defenses in court.