Skip to main content

Find Bankruptcy Lawyers in Waco, TX

Looking for a bankruptcy lawyer in Waco? Review the directory below to compare your options.

5 attorneys listed
Updated May 2026
Waco, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of Texas before hiring.
Showing 5 bankruptcy lawyers in Waco, TX Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Sims Bankruptcy Law, PLLC
600 Austin Ave #23, Waco, TX 76701
(254) 304-7161 simsbankruptcy.com
Erin Baker Shank, PC
1902 Austin Ave, Waco, TX 76701
(254) 690-4110 centraltexasbankruptcy.com
Law Office of Evan Simpson, PLLC
1717 Columbus Ave, Waco, TX 76701
(254) 399-9977 hotxlaw.com
Pakis, Giotes, Burleson & Deaconson, P.C.
400 Austin Ave, Waco, TX 76701
(254) 297-7300 pakislaw.com
Fugate Law Office
100 N 6th St, Waco, TX 76701
(254) 756-2424 fugatelaw.com

If you are facing overwhelming debt in Waco Texas a bankruptcy lawyer can help you understand your options. Texas law offers generous homestead and personal property exemptions which may protect your assets during bankruptcy. A local attorney can guide you through the process and help you file in the Western District of Texas bankruptcy court.

What Does a Bankruptcy Lawyer in Waco Cost?

Typical costs for a bankruptcy lawyer in Texas range from $1,200 to $3,500 for a Chapter 7 case and $3,000 to $6,000 for a Chapter 13 case. Court filing fees are separate and currently about $338 for Chapter 7 and $313 for Chapter 13. Costs vary based on case complexity and attorney experience. This is general information and not legal advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.

Frequently Asked Questions

What are the main types of bankruptcy for individuals in Waco Texas?
The two most common types are Chapter 7 and Chapter 13. Chapter 7 discharges most unsecured debts after a trustee sells non-exempt assets. Chapter 13 creates a 3 to 5 year repayment plan for your debts.
How long does a bankruptcy stay on my credit report in Texas?
A Chapter 7 bankruptcy can remain on your credit report for up to 10 years from the filing date. A Chapter 13 bankruptcy stays for up to 7 years. These time limits are set by federal law and apply nationwide including Texas.