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Directory of bankruptcy lawyers in Chattanooga, Tennessee. Verify credentials with the state bar before hiring.
13 attorneys listed
Updated May 2026
Chattanooga, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of Tennessee before hiring.
Showing 13 bankruptcy lawyers in Chattanooga, TN
Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Tom Bible Law
6112 Shallowford Rd, Chattanooga, TN 37421
(423) 424-3116 tombiblelaw.com
Eron Epstein
713 Cherry St, Chattanooga, TN 37402
(423) 275-5771 moneyproblems.com
Speek, Turner & Newkirk PLLC
631 Cherry St, Chattanooga, TN 37402
(423) 436-8506 swtnlaw.com
Kenneth C. Rannick P.C.
KENNETH C RANNICK, PC, 4416 Brainerd Rd, Chattanooga, TN 37411
(423) 624-4002 bankruptcychattanooga.com
Davis & Davis
433 Cherokee Blvd., Chattanooga, TN 37405
(423) 267-7000 daviskessler.com
Clark & Washington, LLC
1510 Gunbarrel Rd Suite 400, Chattanooga, TN 37421
If you live in Chattanooga and face overwhelming debt, a bankruptcy lawyer can help you understand your options under federal and Tennessee law. Tennessee has specific exemptions for property like your home and vehicle that may protect assets during bankruptcy. A local attorney familiar with the Chattanooga Division of the U.S. Bankruptcy Court for the Eastern District of Tennessee can guide you through the process.
What Does a Bankruptcy Lawyer in Chattanooga Cost?
In Tennessee, a Chapter 7 bankruptcy filing fee is $338 and a Chapter 13 filing fee is $313 as of 2024. Attorney fees for a simple Chapter 7 case in Chattanooga typically range from $1,200 to $2,500. Chapter 13 attorney fees are often higher, from $3,000 to $5,000, and may be paid through the repayment plan. Costs vary based on case complexity and the attorney you choose. This is general information and not legal advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.
Frequently Asked Questions
What is the difference between Chapter 7 and Chapter 13 bankruptcy in Tennessee?
Chapter 7 wipes out most unsecured debts but requires you to pass a means test based on Tennessee median income. Chapter 13 involves a 3 to 5 year repayment plan and is often used if you have steady income and want to keep property like a home or car.
How long does a bankruptcy case take in Chattanooga?
A Chapter 7 case typically takes 3 to 6 months from filing to discharge. A Chapter 13 plan lasts 3 to 5 years. The court in Chattanooga schedules a meeting of creditors about 30 to 40 days after filing.
Can I keep my car or house if I file for bankruptcy in Tennessee?
Tennessee law allows you to exempt up to $5,000 of equity in a vehicle and up to $25,000 of equity in a home (or $50,000 for joint filers). If your equity is within these limits, you can usually keep the property. A lawyer can confirm your specific situation.
Need a Bankruptcy Lawyer?
Contact this list of lawyers to find the right fit for your situation.
About Our Listings
Attorneys listed on BeforeAttorney.com are compiled from publicly available directories, state bar records, and business listings. Inclusion does not constitute endorsement. We do not verify attorney licensing, disciplinary status, or qualifications. Verify each attorney's current standing with the State Bar of Tennessee.