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Find Bankruptcy Lawyers Near You in Guilderland, NY

Compare bankruptcy lawyers in Guilderland. Review contact information and practice areas before you decide.

2 attorneys listed
Updated May 2026
Guilderland, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of New York before hiring.
Showing 2 bankruptcy lawyers in Guilderland, NY Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Kurz & Associates
2212 Western Ave, Guilderland, NY 12084
(518) 218-9000
Melita Law
2390 Western Ave, Guilderland, NY 12084
(518) 844-6264 melitalaw.com

Residents of Guilderland, New York, facing overwhelming debt can seek relief through bankruptcy. An experienced local lawyer can guide you through the process under the U.S. Bankruptcy Court for the Northern District of New York. Understanding New York exemptions, such as the homestead exemption under CPLR 5206, is critical to protecting your assets.

What Does a Bankruptcy Lawyer in Guilderland Cost?

The cost of hiring a bankruptcy lawyer in New York varies widely. For a simple Chapter 7 case, attorney fees typically range from $1,200 to $3,500. Chapter 13 fees are often higher, from $3,000 to $6,000, because of the longer process. Court filing fees are separate, currently $338 for Chapter 7 and $313 for Chapter 13. This is general information and not legal advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.

Frequently Asked Questions

What types of bankruptcy are available in Guilderland?
Individuals in Guilderland typically file Chapter 7 or Chapter 13 bankruptcy. Chapter 7 liquidates non-exempt assets to discharge debts, while Chapter 13 creates a repayment plan over three to five years. Your lawyer can help determine which option fits your situation.
How do New York bankruptcy exemptions work in Guilderland?
New York allows you to choose between state and federal exemptions. State exemptions include a homestead exemption of up to $179,950 for property in certain counties, and a wildcard exemption of up to $1,175. A local lawyer can help you maximize these protections.
How long does the bankruptcy process take in Guilderland?
A Chapter 7 case usually concludes in three to six months. Chapter 13 lasts the length of your repayment plan, typically three to five years. The process includes credit counseling, filing, and a meeting of creditors.