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Find Bankruptcy Lawyers in Somerville, NJ

Compare bankruptcy lawyers in Somerville. Review contact information and practice areas before you decide.

6 attorneys listed
Updated May 2026
Somerville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of New Jersey before hiring.
Showing 6 bankruptcy lawyers in Somerville, NJ Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Lyons & Associates, PC
Hamon Building, 76 E Main St 2nd Floor, Somerville, NJ 08876
(908) 923-3823 lyonspc.com
Savo, Schalk, Corsini, Warner, Gillespie, O'Grodnick & Fisher, PA
56 E Main St, Somerville, NJ 08876
(908) 883-4727 jerseyemploymentattorney.com
Wronko & Loewen, Attorneys at Law
69 Grove St, Somerville, NJ 08876
(908) 704-9200 newjerseylawyer.org
Natalee Picillo, Esq. Picillo & Picillo PC
29 E High St, Somerville, NJ 08876
(908) 252-7001
Michael McLaughlin, LLC
72 West End Ave, Somerville, NJ 08876
(908) 201-8518 mmcllaw.com
Ennis Kirsten B
50 Division St Suite 102, Somerville, NJ 08876
(908) 713-0345

If you are facing overwhelming debt in Somerville, New Jersey, a bankruptcy lawyer can help you understand your options under federal and state law. The Somerset County courthouse in Somerville handles local bankruptcy filings, and an attorney can guide you through the means test and exemption rules specific to New Jersey. Whether you are considering Chapter 7 or Chapter 13, legal counsel can explain how New Jersey exemptions protect your property.

What Does a Bankruptcy Lawyer in Somerville Cost?

The cost of hiring a bankruptcy lawyer in New Jersey varies widely. For a simple Chapter 7 case, attorney fees typically range from $1,200 to $2,500, plus a $338 court filing fee. Chapter 13 cases are more complex and usually cost between $3,000 and $5,000 in legal fees, with a $313 filing fee. Some lawyers offer payment plans, but fees must be paid in full before the case is filed for Chapter 7. This is general information and not legal advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.

Frequently Asked Questions

What are the income limits for Chapter 7 bankruptcy in New Jersey?
To qualify for Chapter 7 in New Jersey, you must pass the means test, which compares your income to the state median for your household size. As of 2024, the median income for a single person in New Jersey is about $79,000, but this amount changes periodically. If your income is above the median, you may still qualify after deducting certain expenses.
What property can I keep if I file for bankruptcy in New Jersey?
New Jersey allows you to use either the state exemptions or the federal bankruptcy exemptions, but not both. State exemptions include up to $1,000 in equity for a vehicle and a homestead exemption of up to $100,000 for real property. A Somerville lawyer can help you choose the exemption set that best protects your assets.
How long does a Chapter 13 repayment plan last in New Jersey?
In New Jersey, a Chapter 13 plan typically lasts three to five years, depending on your income level. If your income is below the state median, you can propose a three-year plan. If your income is above the median, you must propose a five-year plan to repay creditors.