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Find Bankruptcy Lawyers Near You in Ship Bottom, NJ

Browse bankruptcy lawyers serving Ship Bottom, New Jersey. Contact information and addresses listed below.

3 attorneys listed
Updated May 2026
Ship Bottom, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of New Jersey before hiring.
Showing 3 bankruptcy lawyers in Ship Bottom, NJ Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Law Office of Gerard W Traynor, LLC
285 W 8th St, Ship Bottom, NJ 08008
(609) 492-3242 traynorlegal.com
Law Office of Matthew J. Gindele
256 W 9th St suite d, Ship Bottom, NJ 08008
(609) 318-4080 gindelelaw.com
Askin & Hooker, LLC Attorneys at Law
1520 Long Beach Blvd, Ship Bottom, NJ 08008
(609) 342-0603 askinlaw.com

Bankruptcy lawyers in Ship Bottom, New Jersey assist residents and small business owners with debt relief options under federal law. New Jersey requires credit counseling before filing, and local attorneys can guide you through the means test and exemptions. Whether you file under Chapter 7 or Chapter 13, a lawyer helps protect your assets and navigate the court process in the Trenton vicinage.

What Does a Bankruptcy Lawyer in Ship Bottom Cost?

Typical costs for a bankruptcy lawyer in New Jersey range from $1,200 to $3,500 for a Chapter 7 case and $3,000 to $6,000 for a Chapter 13 case. Court filing fees are separate: $338 for Chapter 7 and $313 for Chapter 13. Many lawyers offer payment plans. Costs vary by case complexity and location. This is general information and not legal advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.

Frequently Asked Questions

What are the income limits for Chapter 7 bankruptcy in New Jersey?
To qualify for Chapter 7 in New Jersey you must pass the means test. Your household income must be below the state median for your family size. For a single earner in 2024 the median is about $78,000. A lawyer can calculate your disposable income and eligibility.
How long does a bankruptcy stay on my credit report in New Jersey?
A Chapter 7 bankruptcy stays on your credit report for 10 years from the filing date. A Chapter 13 bankruptcy stays for 7 years. New Jersey law does not change this federal reporting period. You can rebuild credit with secured cards and timely payments after discharge.
Can I keep my house if I file bankruptcy in Ship Bottom?
New Jersey allows you to exempt up to $100,000 of equity in your primary home under the homestead exemption. If your equity is less than this amount you can usually keep your house in Chapter 7. In Chapter 13 you can catch up on missed mortgage payments over 3 to 5 years.