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Compare Bankruptcy Lawyers in Lodi, NJ

Looking for a bankruptcy lawyer in Lodi? Review the directory below to compare your options.

2 attorneys listed
Updated May 2026
Lodi, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of New Jersey before hiring.
Showing 2 bankruptcy lawyers in Lodi, NJ Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
The Law Offices of Peter N. Davis & Associates, LLC
72 Essex St #2, Lodi, NJ 07644
(973) 310-6678 peterdavislaw.com
Frank T. Luciano, P.C.
147 Main St #5, Lodi, NJ 07644
(973) 471-0004 rymap.org

If you live in Lodi, New Jersey and face overwhelming debt, a bankruptcy lawyer can guide you through the process. New Jersey residents may use the state or federal exemption system to protect property. A local attorney understands the Bergen County court procedures and can help you decide between Chapter 7 and Chapter 13 bankruptcy.

What Does a Bankruptcy Lawyer in Lodi Cost?

The cost to hire a bankruptcy lawyer in New Jersey varies. For a simple Chapter 7 case, attorney fees typically range from $1,200 to $2,500 plus the $338 court filing fee. Chapter 13 cases cost more, often $3,000 to $5,000, because of the longer process. Some lawyers offer payment plans. This is general information and not legal advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.

Frequently Asked Questions

What are the income limits for Chapter 7 bankruptcy in New Jersey?
To qualify for Chapter 7 in New Jersey, your household income must be below the state median for your family size. If your income is higher, you may need to file Chapter 13. A Lodi bankruptcy lawyer can calculate your eligibility using the means test.
What property can I keep if I file bankruptcy in New Jersey?
New Jersey allows you to choose either state or federal exemptions. State exemptions protect up to $1,000 in cash and $1,000 in vehicle equity, while federal exemptions offer higher limits for homestead and wildcard property. A lawyer can help you decide which set works best for your situation.
How long does a bankruptcy case take in New Jersey?
A Chapter 7 case typically takes 3 to 6 months from filing to discharge. Chapter 13 involves a repayment plan lasting 3 to 5 years. The bankruptcy court for Lodi is in Newark, and your lawyer will handle all filings and court appearances.