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Find Bankruptcy Lawyers in Carteret, NJ

Directory of bankruptcy lawyers in Carteret, New Jersey. Verify credentials with the state bar before hiring.

2 attorneys listed
Updated May 2026
Carteret, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of New Jersey before hiring.
Showing 2 bankruptcy lawyers in Carteret, NJ Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Law Office of Savinder Sodhi dba Legacy Law Group LLC
1415 Roosevelt Ave, Carteret, NJ 07008
(848) 235-2882 lawofficeofsodhi.com
Law Office of John W. Spoganetz Esquire Professional Corp.
1 Holmes St, Carteret, NJ 07008
(844) 876-9842

Residents and businesses in Carteret, New Jersey facing overwhelming debt can seek relief through bankruptcy. Under New Jersey law, you must complete credit counseling from an approved agency before filing. A local lawyer can guide you through the process in Middlesex County Superior Court.

What Does a Bankruptcy Lawyer in Carteret Cost?

Typical costs for a bankruptcy lawyer in New Jersey range from $1,200 to $2,500 for a simple Chapter 7 case. Chapter 13 cases often cost $3,000 to $5,000 due to the longer process. Court filing fees are separate, currently $338 for Chapter 7 and $313 for Chapter 13. Costs vary by case complexity and attorney fees. This is general information, not legal advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.

Frequently Asked Questions

What types of bankruptcy are available in New Jersey?
Individuals typically file Chapter 7 or Chapter 13. Chapter 7 liquidates assets to pay debts, while Chapter 13 creates a repayment plan over three to five years. Businesses may file Chapter 11.
How long does a bankruptcy case take in Carteret?
A Chapter 7 case usually takes three to six months from filing to discharge. Chapter 13 plans last three to five years. New Jersey requires a means test to determine eligibility for Chapter 7.
Will I lose my home if I file for bankruptcy in New Jersey?
New Jersey offers a homestead exemption of up to $100,000 for your primary residence. If your home equity is below this amount, you may keep it in Chapter 7. A lawyer can help you protect your assets.