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Find Bankruptcy Lawyers in Ocean Springs, MS

Looking for a bankruptcy lawyer in Ocean Springs? Review the directory below to compare your options.

3 attorneys listed
Updated May 2026
Ocean Springs, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of Mississippi before hiring.
Showing 3 bankruptcy lawyers in Ocean Springs, MS Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Jay Foster Car Wreck, Divorce, Social Security, & Worker's Compensation Lawyer
1019 Legion Ln, Ocean Springs, MS 39564
(228) 872-6000 jayfosterlaw.com
Busching Bankruptcy Group
1117 Washington Ave, Ocean Springs, MS 39564
(228) 382-1963 buschingbankruptcy.com
Sheehan & Ramsey
429 Porter Ave, Ocean Springs, MS 39564
(228) 875-0572 gulfcoastlawyer.com

Bankruptcy lawyers in Ocean Springs Mississippi help residents and businesses manage overwhelming debt through federal bankruptcy laws. Mississippi law requires credit counseling before filing and allows exemptions for homestead property up to $75,000. A local attorney can guide you through the process and protect your assets.

What Does a Bankruptcy Lawyer in Ocean Springs Cost?

Typical costs for a bankruptcy lawyer in Mississippi range from $1,200 to $3,500 for a Chapter 7 case and $3,000 to $6,000 for a Chapter 13 case. Court filing fees are about $338 for Chapter 7 and $313 for Chapter 13. Costs vary based on case complexity and attorney experience. This is general information not legal advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.

Frequently Asked Questions

What are the income limits for Chapter 7 bankruptcy in Ocean Springs?
To qualify for Chapter 7 in Mississippi you must pass the means test which compares your income to the state median. For a single person the median income is around $50,000 as of 2024. If your income is higher you may need to file Chapter 13 instead.
How long does a bankruptcy stay on my credit report in Mississippi?
A Chapter 7 bankruptcy stays on your credit report for 10 years from the filing date. A Chapter 13 bankruptcy stays for 7 years. Mississippi does not have state laws that change this federal reporting period.
Can I keep my car or house if I file bankruptcy in Ocean Springs?
Mississippi exemption laws allow you to protect up to $75,000 of equity in your home and up to $10,000 in a vehicle. If your equity is within these limits you can keep the property. A bankruptcy lawyer can help you apply these exemptions correctly.