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Browse bankruptcy lawyers serving St Joseph, Michigan. Contact information and addresses listed below.
3 attorneys listed
Updated May 2026
St Joseph, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of Michigan before hiring.
Showing 3 bankruptcy lawyers in St Joseph, MI
Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Armstrong Betker Schaeffer and Neal, PLC
511 Renaissance Dr, St Joseph, MI 49085
(269) 983-5777 absnlaw.com
Martin O. Kirk - Attorney At Law
2762 Niles Rd, St Joseph, MI 49085
(269) 429-0966 martinkirklaw.com
Thomas R. Betker - Betker Bankruptcy Law
511 Renaissance Dr #110, St Joseph, MI 49085
(269) 983-5777 betkerbankruptcylaw.com
If you are struggling with debt in St Joseph Michigan a bankruptcy lawyer can help you understand your options. Michigan law allows residents to file for Chapter 7 or Chapter 13 bankruptcy. A local attorney can guide you through the process and protect your assets under Michigan exemption laws.
What Does a Bankruptcy Lawyer in St Joseph Cost?
The cost to hire a bankruptcy lawyer in Michigan typically ranges from $1,200 to $2,500 for a Chapter 7 case and from $2,500 to $4,500 for a Chapter 13 case. Court filing fees are separate and currently $338 for Chapter 7 and $313 for Chapter 13. These costs can vary based on the complexity of your case and the lawyer you choose. This is general information and not legal advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.
Frequently Asked Questions
What are the income limits for Chapter 7 bankruptcy in Michigan?
To qualify for Chapter 7 in Michigan your household income must be below the state median for your family size. The median income for a single earner in Michigan is about $60,000 as of 2024. If your income is higher you may still qualify after passing a means test.
How long does a bankruptcy stay on my credit report in Michigan?
A Chapter 7 bankruptcy stays on your credit report for 10 years from the filing date. A Chapter 13 bankruptcy stays for 7 years. In Michigan you can rebuild credit sooner by making on time payments after your case is closed.
Can I keep my house if I file for bankruptcy in St Joseph Michigan?
Michigan allows you to protect up to $36,450 of equity in your home under the homestead exemption. If your equity is within this limit you can keep your house in Chapter 7. In Chapter 13 you can catch up on missed mortgage payments through a repayment plan.
Need a Bankruptcy Lawyer?
Contact this list of lawyers to find the right fit for your situation.
About Our Listings
Attorneys listed on BeforeAttorney.com are compiled from publicly available directories, state bar records, and business listings. Inclusion does not constitute endorsement. We do not verify attorney licensing, disciplinary status, or qualifications. Verify each attorney's current standing with the State Bar of Michigan.