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Compare bankruptcy lawyers in Watertown. Review contact information and practice areas before you decide.
4 attorneys listed
Updated May 2026
Watertown, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of Massachusetts before hiring.
Showing 4 bankruptcy lawyers in Watertown, MA
Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
Alford Legal Group, P.C.
142 Galen St #2, Watertown, MA 02472
(617) 802-7852 alfordlegalgroup.com
Law Office of Joseph Perl
203 Arlington St, Watertown, MA 02472
(781) 704-7047 perlattorney.com
The Lev Law Firm
134 Main St, Watertown, MA 02472
(617) 556-9990 levlawfirm.com
Richard Tarvezian & Associates
316 Belmont St, Watertown, MA 02472
(617) 924-2020
Bankruptcy lawyers in Watertown Massachusetts help residents and businesses navigate Chapter 7 and Chapter 13 filings. Massachusetts law requires credit counseling before filing and allows debtors to use state exemptions like the homestead exemption up to $500,000. A local attorney can explain how these rules apply to your case and guide you through the bankruptcy process in Middlesex County.
What Does a Bankruptcy Lawyer in Watertown Cost?
Typical costs for a bankruptcy lawyer in Massachusetts range from $1,200 to $2,500 for a simple Chapter 7 case and $3,000 to $5,000 for a Chapter 13 case. Court filing fees are separate: $338 for Chapter 7 and $313 for Chapter 13 as of 2025. Costs vary based on case complexity, number of creditors, and whether you need additional services like tax preparation. This is general information and not legal advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.
Frequently Asked Questions
What is the difference between Chapter 7 and Chapter 13 bankruptcy in Massachusetts?
Chapter 7 bankruptcy liquidates non-exempt assets to discharge most debts, while Chapter 13 creates a 3 to 5 year repayment plan. In Massachusetts, Chapter 7 is for those with limited income, and Chapter 13 is for those with regular income who want to keep property.
How long does a bankruptcy stay on my credit report in Massachusetts?
A Chapter 7 bankruptcy stays on your credit report for 10 years from the filing date. A Chapter 13 bankruptcy stays for 7 years. Massachusetts does not have a state law that changes these federal reporting periods.
Can I keep my house if I file for bankruptcy in Watertown Massachusetts?
Yes, you may keep your home if you use the Massachusetts homestead exemption which protects up to $500,000 of equity. You must also continue making mortgage payments. A bankruptcy lawyer can help you determine if your equity is fully protected.
Need a Bankruptcy Lawyer?
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About Our Listings
Attorneys listed on BeforeAttorney.com are compiled from publicly available directories, state bar records, and business listings. Inclusion does not constitute endorsement. We do not verify attorney licensing, disciplinary status, or qualifications. Verify each attorney's current standing with the State Bar of Massachusetts.