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Bankruptcy Lawyers in San Luis Obispo, CA

Browse bankruptcy lawyers serving San Luis Obispo, California. Contact information and addresses listed below.

7 attorneys listed
Updated May 2026
San Luis Obispo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeAttorney.com. We do not endorse any attorney or guarantee outcomes. Verify licensing and disciplinary status with the State Bar of California before hiring.
Showing 7 bankruptcy lawyers in San Luis Obispo, CA Listings are displayed in no particular order and are not ranked by BeforeAttorney. Order does not constitute a recommendation or endorsement of any attorney.
805 Law Group
940 Santa Rosa St, San Luis Obispo, CA 93401
(805) 365-6221 atownlaw.com
The Bailey Law Firm
1405 Garden St #2, San Luis Obispo, CA 93401
(805) 232-4577 jonasbailey.com
Hosford & Hosford, Inc.
641 Higuera St Suite 211, San Luis Obispo, CA 93401
(805) 439-1906 hosfordfamilylaw.com
Vaughn C. Taus
1042 Pacific St suite d, San Luis Obispo, CA 93401
(805) 542-0155
Farmer & Ready, A Law Corporation
1254 Marsh St, San Luis Obispo, CA 93401
(805) 541-1626 farmerandready.com
Paul F. Ready
1254 Marsh St, San Luis Obispo, CA 93401
(805) 541-1626 farmerandready.com
Edwin J. Rambuski Law Offices
1401 Higuera St, San Luis Obispo, CA 93401
(805) 546-8284 rambuskilaw.com

If you are facing overwhelming debt in San Luis Obispo, a bankruptcy lawyer can help you understand your options under California law. The Central District of California handles local bankruptcy filings, and an attorney can guide you through the means test and exemption choices. Whether you need a Chapter 7 liquidation or a Chapter 13 repayment plan, legal counsel is essential for a successful case.

What Does a Bankruptcy Lawyer in San Luis Obispo Cost?

The cost of hiring a bankruptcy lawyer in California varies by case complexity. For a simple Chapter 7, attorney fees typically range from 1,200 to 2,500 dollars, plus a 338 dollar court filing fee. For a Chapter 13, fees are higher, often between 3,000 and 5,000 dollars, with a 313 dollar court filing fee. Some lawyers offer payment plans. This is general information and not legal advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by attorney and case complexity. This is not legal advice — consult directly with an attorney for fee specifics.

Frequently Asked Questions

What is the California means test for bankruptcy?
The means test compares your income to the median income for a California household of your size. If your income is below the median, you may qualify for Chapter 7. If it is above, you might need a Chapter 13 repayment plan. A lawyer can calculate this for you.
How long does a bankruptcy stay on my credit report in California?
A Chapter 7 bankruptcy stays on your credit report for 10 years from the filing date. A Chapter 13 bankruptcy stays for 7 years. However, you can start rebuilding your credit soon after your case is discharged.
Can I keep my house if I file for bankruptcy in San Luis Obispo?
California has generous homestead exemptions that may protect your home equity. For a Chapter 7, you can keep your home if your equity is below the exemption limit. For a Chapter 13, you can keep your home by making plan payments. A local lawyer can review your specific situation.